Buy. Refinance. Enjoy your home.

We know that buying a home, refinancing, and taking on the responsibility of home ownership is an exciting time. We’re here to make it as easy as possible. Here at ML Mortgage, your home is our business.

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OUR COMPANY

Connect with a mortgage loan advisor in your community.

At ML Mortgage, we understand that the home mortgage process can be one of the biggest financial decisions of your life, so we have dedicated ourselves to ensuring that the process is as friendly, streamlined, and makes as much financial sense to you as possible. We at ML Mortgage understand that it’s a BIG DEAL. That’s why, since 2007, we have been helping homeowners get into the homes they want, as well as getting homeowners refinanced at the lower rates they deserve.

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How we work

We focus on support, not sales. So whether you’re here for your first house or third refinance, we’re ready to help.

Fill Out Loan Application

Start by selecting your preferred loan officer and filling out information pertaining to employment history, sources of income, assets, debt, and additional information.

Application Review

After submission, it will be turned over to our loan processing department for approval. We’ll keep an open dialogue with you throughout this entire process and you should to expect to hear from us within three business days.

Closing Process

Upon approval, the closing agent will conduct the closing. The borrower will have to bring in a certified (or cashier’s check) for the cash needed. The closing agent will obtain the necessary signatures on the closing documents and disburse the money. Congratulations, you’re a homeowner!

SELECT A STATE TO GET STARTED

Proudly serving the states of…

California

Arizona

Texas

Nevada

Florida

Washington

Colorado

New Mexico

Pennsylvania

Louisiana

Indiana

Oregon

Tennessee

Hawaii

South Carolina

Our Team

The people behind all the magic who are on a mission to help you achieve your goals.

Founder and owner Kamran Akbar knew from the moment he helped his first client become home owners that this was a real passion of his. He brings 19 years of lending expertise on all mortgage industry products. He strives everyday to make the American dream a reality for all of his clients.

Kamran Akbar

Chief Executive Officer

Tony Santini brings more than 25 years of sales experience in the Mortgage industry. He thrives on working with top sales people and helping them get the job done.

Tony Santini

Vice President of Production

Tianna brings over 20 years of experience in the mortgage industry. She provides the operation structure so that our highly motivated and knowledgable loan originators can provide exceptional service to their clients.

Tianna Silva

SVP of Operations

Having over 20 years of experience in the mortgage industry, Don is responsible for overseeing all of the functions of the Secondary Marketing Department as well as the Post Closing Department.

Don Graham

Vice President of Capital Markets

Oliver brings his 12 years of Mortgage Compliance experience, a can-do attitude, and willingness to implement innovative solutions to bear in his role at ML Mortgage Corp.

Oliver Jackson

Vice President of Compliance

As the VP of Closing at ML Mortgage, Wendy brings over 30 years of experience in the mortgage industry.

Wendy Wright

Vice President of Closing

Angelica King has built a successful 35-year career in the mortgage industry and is a great asset as the VP of Credit Risk at ML Mortgage.

Angelica King

Vice President of Credit Risk

What our clients say

We strive to be the best at what we do. Our testimonials speak for themselves!

ML Mortgage Ratings

4.6

Based on 118 reviews

Google Rating

4.6

Based on 58 reviews

Yelp Rating

4.6

Based on 60 reviews

Betrice Harrison

14 days ago

I had a great experience Kamran, and his team were very knowledgeable and helpful, they made the loan process easy for me. I closed escrow on my home and couldn't be happier with their service.

Juan Carrasco

a month ago

Very helpful, patient and professional I would highly recommend ML Mortgage Corp. Thank you for everything.

Marisol Prieto

2 months ago

I’ve had the pleasure of working with ML Mortgage, and I can confidently say they are one of the best in the business. Their team consistently delivers outstanding service, combining professionalism with a genuine commitment to their clients.

Pablo Nunez

3 months ago

Thank you to the team for assisting me with my new home purchase. I had the pleasure of working with David and Joana whom were very attentive to my case. I look forward to working with them in the future!

Vaibhav Goel

3 months ago

Excellent experience! The customer service team was incredibly helpful, and their communication was prompt and clear. Highly recommend for their responsiveness and professionalism!

Ofelia Sandoval

4 months ago

It was true pleasure to work with David Juarez and his team. Great communication and great customer service! Will definitely recommend to family and friends!

Heidi Randolf

4 months ago

I loved working with that team! They never gave up on a job verification. They really rock ! Thank you Johanna!

Natalie Wilson

6 months ago

Jennifer was so helpful and responsive throughout the entire process! Absolutely recommend working with her and ML Mortgage when purchasing a home!

Kim Sellers

6 months ago

Kameran and Tysen were excellent and got the job done for my client in less than two weeks! Well done!

Yesenia Grimaldo

6 months ago

We are completely happy with our home buying experience. This team is amazing. Joanna, Tysen and Kamran went above and beyond and made our homeowner dreams a reality. They were very thorough and walked us through every step reassuring us that it would get done. staying true to their word we would definitely recommend going to them for your home buying journey.

Muhammad Ul Islam

7 months ago

I had a great experience with Ml.Mortgage . My closing went very smooth. I found Mr.Nadeem to be very professional and helpful through the buying experience.

Poorva Garg

7 months ago

I can never be grateful enough for ML mortgage taking care of me. They made the home buying process seamless and also fun. I highly recommend their entire team.

Lia Mejia

8 months ago

It was a pleasure working with Zain! Very thorough and patient. As a first time buyer I had many questions and at all hours of the day. I never felt like I was a bother and I never had to chase anyone for assistance. They made a very stressful process much more manageable. I highly recommend using ML Mortgage to finance your home purchase!

Eduardo Iniguez

8 months ago

I recently had the pleasure of working with Zain Siddiqui as my mortgage lender, and I cannot recommend him highly enough. From start to finish, Zain demonstrated exceptional professionalism, expertise, and dedication.Zain made the entire mortgage process smooth and stress-free. He took the time to explain every step in detail, ensuring I was comfortable and well-informed. His knowledge of the mortgage industry is impressive, and he was able to secure a fantastic rate for me.What truly sets Zain apart is his commitment to excellent customer service. He was always available to answer my questions, no matter how small, and responded promptly to emails and calls. His friendly and approachable demeanor made me feel at ease throughout the process.Thanks to Zain's hard work and expertise, I was able to close on my home without any issues. I am incredibly grateful for his support and guidance. If you're looking for a mortgage lender who will go above and beyond, look no further than Zain Siddiqui.Thank you, Zain, for making my home-buying experience a positive one. I will definitely be recommending you to friends and family!

Farshad Pourghasem

10 months ago

Thank you, ML Mortgage Team! This is the fourth time I've chosen ML Mortgage for my home loan, and I couldn't be more grateful for all your help and support throughout the escrow process. Your service has been exceptional. Special thanks to Nadeem for making the loans happen and to Joanna for her professional work on the document preparation. I truly appreciate your prompt responses and availability to answer all our questions. I look forward to working with you again.Farshad 5/25/2024

Rosemary Montes

11 months ago

My family and I have used ML Mortgage for around 10 years now. Every property we purchase we go through ML Mortgage. The level of efficiency and security the team has is very ensuring to a home buyer.

Haydar Abdalla

11 months ago

They are very good people and they help a lot thank you guys. You guys are the best.

Gene F.

12 months ago

ML Mortgage is first class. They are high energy, fast, efficient and competent. Zain had my loan funded in less than three weeks. They know how to make...

Benny JR

a year ago

ML Mortgage facilitated the closing on my new home, and I must say, they are exceptional. They deliver on their promises, and I couldn't be more pleased with the outstanding job they did in assisting me with a VA loan.Thank you everyone that helped me on this new acquisition and of course I would gladly recommend them to anyone I find on their quest in purchasing a home..thank you all…

Phillip Stanley

a year ago

I had the opportunity to work with Zain and Joanna and what an amazing customer experience! Both were very thorough and communicative throughout the entire loan process which made the buying experience even more enjoyable! From the start we were set with many challenges… #1 the sellers wanted a quick closing (21 days) and #2 California home owners insurance…. All teams pulled together and hustled to get the job done and we were able to meet our closing deadline.

Thank you both for being so helpful! Now it’s time to start building our dreams with our new home!

Carmen Castro

a year ago

I really feel like I hit the jackpot with the team that helped me in purchasing my home. From my realtor Hector answering all my questions for an overall better understanding of the current market and what to expect, to David going more into detail about the process and breaking every step down for me, to Joanna making sure I was submitting all the correct documents. As a first time buyer, buying a house was a terrifying goal but I’m grateful I had patient and talented people to help me every step of the way!

K L.

a year ago

Working with David and Joanna was a great experience. They made the approval process streamlined and easy. They both were available and able to answer all...

Phillip Wade

a year ago

Zain is a professional real-estate zin master. He has done it so many times for my family. It's been over a decade with ML MORTGAGE. If you go somewhere else it is your lost.ML MORTGAGE has turn down loans because it was not the right time for my family, and it would cost me so much more.... trust me they really care about your payment / interest rate..... I HIGHLY RECOMMEND ML MORTGAGE.

Justina T.

a year ago

What a big blessing ! Our loan was a tuff one ! Yet joanna and the team helped us push through it !! The end result we are home owners , the children have a...

Humberto G.

2 years ago

The service could not have been better. excellent customer service...... Zain, Joanna and Danny did an excellent job communicating with me and keepping me...

Robert R.

2 years ago

This company is 100% in business for you! After 6 months of getting absolutely no response from the Richmond Homes assigned lender they decided I didn't...

Vito T.

2 years ago

I honestly have the best experience with George and Joanna.I don't know where to begin but I think I will start from the beginning.I tried to purchase a...

Disnardo A.

2 years ago

Hello and Happy New Years to All...I am great-full to have used Naveed with ML Mortgage because it was referred to me by a good friend.Naveed and the...

Anita W.

2 years ago

Hands down the best Lender in the IE. I have had the pleasure to have known Kamran for quite some time now. He has always been clear, honest and...

J W.

2 years ago

I've been working with ML mortgage since 2013, they have taken care of all my lending and refinance needs. They are easy to work with and provide excellent...

Mark C.

2 years ago

As a realtor, I have dealt with several mortgage companies, but ML Mortgage was by far the best. Their commitment to service. Dedication to follow-up and...

Dennis N.

2 years ago

My experience working with ML Mortgage was great and I would definitely use them again in the future. If you have ever refinanced before, you know the...

Mundeep S.

3 years ago

To the team at ML Mortage, if you spoke to me just a month and a half prior my attitude would have been different. I would have said things like thier is no...

Edward R.

3 years ago

EVERY first time home buyer needs to have a team that is with you every step up of way, helping overcome each guaranteed bump in the road to homeownership....

Goran I.

3 years ago

Where do I even begin? The entire team behind this wonderful business is absolutely incredible! After going to multiple places to talk about my home...

Milen I.

3 years ago

There are many good things I can say about "ML Mortgage" The team of Zain, Naveed, Kiara, and Mel did a great job meeting my needs for buying a house. I...

Kevin A.

3 years ago

Naveed was extremely knowledgeable and very helpful during the whole Refi process. Naveed was so Patient, professional and always available to answer my...

Hitesh B.

3 years ago

After speaking with multiple lenders ML was the best that actually tried and saved me done $$$. The other bigger brands attempted to tack on fees,...

Aaron M.

3 years ago

Responsive, fast, thorough, listened, gave options and followed through every step of the way! Thank you!

Nida F.

3 years ago

I had a great experience using ML Mortgage for my first condo and then a single family home. Zain was a savior when he took over getting my loan approved...

Mehrdad B.

3 years ago

Been in the Real Estate business for about 28+ Years and when I had a Client who obtained his Loan from Kamran & his team, I was pleased with their...

Qaisar A.

3 years ago

Hands down the best refinance I've been through with ML MORTGAGE. JAMAL was my first point of contact. He was always responsive, clear, and transparent....

Gill N.

4 years ago

Mortgage lender you can count on!This is our first time buying a house. Zain, Naveed, Alondra, Kiara, and their team worked tirelessly for us. They are...

Connie G.

4 years ago

My husband & I were referred to ML Mortgage, from our close friend who is also a broker. She spoke very highly of ML Mortgage. I knew we would be in good...

Next Reviews

I purchased a home last year with Zain and Kamran, and I can’t begin to tell you what an awesome experience it was. Zain made himself extremely accessible and never once made me feel like I was left hanging. Kamran gave me some great advice regarding what type of loan I should pursue. Super professional, fun to work with and most importantly good ol’ fashion hard working people. Thanks ML for everything!

Karan P.

FAQ's

How do we know what is the best type of financing for our particular family's situation?

The best way for you to determine which program would best suit your family’s needs is to sit down with a representative and they will explain all of your financing options. Things to consider are: family size, how long you plan to stay in the home, current and projected income and debts, credit history and cash available to close. We are uniquely positioned to have almost all financing options available to us that anyone could want and/or require.

Can the seller pay for my down payment?

What if I have no money at all?

How do we get prequalified for our first home?

Can closing costs be rolled into my loan if I refinance?

All of your costs can be included in your loan amount on a refinance program. A notable exception to this is if you are doing a streamline refinance, or if your equity is not large enough to accommodate these costs. Sometimes it is preferable to do a no-cost refinance. It is our job to help you through this decision process.

How can I use equity in an existing home toward the purchase of a new home?

How do I go about listing my home?

Should I lock in?

Got some burning questions?

Dont be shy, just tell us about yourself and we’ll figure out the best option for you.

Address

8270 Aspen St Rancho Cucamonga, CA 91730

Call Us

+1 866-598-9232

ML Mortgage Corp, NMLS #362312 (For licensing information go to www.nmlconsumeraccess.org)

Documents

Contact Info

8270 Aspen St Rancho Cucamonga, CA 91730

866-598-9232

File a Complaint

Betrice Harrison

14 days ago

I had a great experience Kamran, and his team were very knowledgeable and helpful, they made the loan process easy for me. I closed escrow on my home and couldn't be happier with their service.

Juan Carrasco

a month ago

Very helpful, patient and professional I would highly recommend ML Mortgage Corp. Thank you for everything.

Marisol Prieto

2 months ago

Pablo Nunez

3 months ago

Vaibhav Goel

3 months ago

Excellent experience! The customer service team was incredibly helpful, and their communication was prompt and clear. Highly recommend for their responsiveness and professionalism!

Ofelia Sandoval

4 months ago

It was true pleasure to work with David Juarez and his team. Great communication and great customer service! Will definitely recommend to family and friends!

Heidi Randolf

4 months ago

I loved working with that team! They never gave up on a job verification. They really rock ! Thank you Johanna!

Natalie Wilson

6 months ago

Jennifer was so helpful and responsive throughout the entire process! Absolutely recommend working with her and ML Mortgage when purchasing a home!

Kim Sellers

6 months ago

Kameran and Tysen were excellent and got the job done for my client in less than two weeks! Well done!

Yesenia Grimaldo

6 months ago

Muhammad Ul Islam

7 months ago

I had a great experience with Ml.Mortgage . My closing went very smooth. I found Mr.Nadeem to be very professional and helpful through the buying experience.

Poorva Garg

7 months ago

I can never be grateful enough for ML mortgage taking care of me. They made the home buying process seamless and also fun. I highly recommend their entire team.

8 months ago

8 months ago

10 months ago

11 months ago

11 months ago

They are very good people and they help a lot thank you guys. You guys are the best.

Gene F.

12 months ago

ML Mortgage is first class. They are high energy, fast, efficient and competent. Zain had my loan funded in less than three weeks. They know how to make...

Benny JR

a year ago

Phillip Stanley

a year ago

Thank you both for being so helpful! Now it’s time to start building our dreams with our new home!

Carmen Castro

a year ago

K L.

a year ago

Working with David and Joanna was a great experience. They made the approval process streamlined and easy. They both were available and able to answer all...

a year ago

a year ago

a year ago

a year ago

What a big blessing ! Our loan was a tuff one ! Yet joanna and the team helped us push through it !! The end result we are home owners , the children have a...

Humberto G.

2 years ago

The service could not have been better. excellent customer service...... Zain, Joanna and Danny did an excellent job communicating with me and keepping me...

Robert R.

2 years ago

This company is 100% in business for you! After 6 months of getting absolutely no response from the Richmond Homes assigned lender they decided I didn't...

Vito T.

2 years ago

I honestly have the best experience with George and Joanna.I don't know where to begin but I think I will start from the beginning.I tried to purchase a...

Disnardo A.

2 years ago

Hello and Happy New Years to All...I am great-full to have used Naveed with ML Mortgage because it was referred to me by a good friend.Naveed and the...

Anita W.

2 years ago

Hands down the best Lender in the IE. I have had the pleasure to have known Kamran for quite some time now. He has always been clear, honest and...

J W.

2 years ago

I've been working with ML mortgage since 2013, they have taken care of all my lending and refinance needs. They are easy to work with and provide excellent...

Mark C.

2 years ago

As a realtor, I have dealt with several mortgage companies, but ML Mortgage was by far the best. Their commitment to service. Dedication to follow-up and...

Dennis N.

2 years ago

My experience working with ML Mortgage was great and I would definitely use them again in the future. If you have ever refinanced before, you know the...

Mundeep S.

3 years ago

To the team at ML Mortage, if you spoke to me just a month and a half prior my attitude would have been different. I would have said things like thier is no...

Edward R.

3 years ago

EVERY first time home buyer needs to have a team that is with you every step up of way, helping overcome each guaranteed bump in the road to homeownership....

Goran I.

3 years ago

Where do I even begin? The entire team behind this wonderful business is absolutely incredible! After going to multiple places to talk about my home...

Milen I.

3 years ago

There are many good things I can say about "ML Mortgage" The team of Zain, Naveed, Kiara, and Mel did a great job meeting my needs for buying a house. I...

Kevin A.

3 years ago

Naveed was extremely knowledgeable and very helpful during the whole Refi process. Naveed was so Patient, professional and always available to answer my...

Hitesh B.

3 years ago

After speaking with multiple lenders ML was the best that actually tried and saved me done $$$. The other bigger brands attempted to tack on fees,...

Aaron M.

3 years ago

Responsive, fast, thorough, listened, gave options and followed through every step of the way! Thank you!

Nida F.

3 years ago

I had a great experience using ML Mortgage for my first condo and then a single family home. Zain was a savior when he took over getting my loan approved...

Mehrdad B.

3 years ago

Been in the Real Estate business for about 28+ Years and when I had a Client who obtained his Loan from Kamran & his team, I was pleased with their...

Qaisar A.

3 years ago

Hands down the best refinance I've been through with ML MORTGAGE. JAMAL was my first point of contact. He was always responsive, clear, and transparent....

Gill N.

4 years ago

Mortgage lender you can count on!This is our first time buying a house. Zain, Naveed, Alondra, Kiara, and their team worked tirelessly for us. They are...

Connie G.

4 years ago

My husband & I were referred to ML Mortgage, from our close friend who is also a broker. She spoke very highly of ML Mortgage. I knew we would be in good...